Frequently Asked Questions



1. Do you do government or credit checks? What documents do I need to open a RED88 Banking facility?

2. Which bank holds my money? Is it safe?

3. How can I share money with my family or friends?

4. Can I get my wages paid into my RED88 account directly?

5. How can I deposit money and/or cheque?

6. Can I set up a standing order?


Do you do government or credit checks? What documents do I need to open a RED88 Banking facility?
No, we don’t have government or credit checks. You only need to provide us with proof of your ID, and you are over 18 years old and live in the UK with a valid UK address.
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Which bank holds my money? Is it safe?
Yes, your money is completely securely held in Newcastle Building Society.
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How can I share money with my family?
You can send the secondary card to your family or friends in China or anywhere in the world. They can withdraw cash from ATMs bearing MasterCard® acceptance mark.
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Can I get my wages paid into my RED88 account directly?
Yes, you can. You need to fill in a Mandate which we will send to you, once it is filled in, you then hand it to your employer.
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How can I deposit money and/or cheque?
We will send you a Bank GIRO that is similar to a pay-in book. You can deposit your money and/or cheque at any NatWest branch using Rapid Depository Box with your Bank Giro.
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Can I set up a standing order?
Yes, you can. You need to call RED88 customer services team on 0845 677 8886 to set up a standing order or go online.
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Speak to a Chinese speaking advisor today on 0845 677 8886 or apply online

terms and conditions privacy policy important information summary box contact us downloads
*RED88 is only open to persons aged 18 and over. Your application may be turned down if your identity information cannot be verified. Conditions apply. **Subject to identity verification. ©2008 All rights reserved. RED88 is a trading name of Spectrum Card Services. Registered Office: 24 Nicholas Street, Chester CH1 2AU. Registered in England No. 06052256 ©2008 Your RED88 Prepaid MasterCard Card is issued by Newcastle Building Society pursuant to licence from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register) and is entered in the Financial Services Authority Register under Registered number 156058. RED88 is managed by Spectrum Card Services Limited, PO Box 3634, Chester CH1 9NL. RED88 Registered Address: 24 Nicholas Street, Chester CH1 2AU. Registration Number in England: 5311258