Frequently Asked Questions



1. How can I apply for a RED88 Prepaid MasterCard?

2. What are the differences between RED88 Prepaid MasterCard and RED88 banking?

3. What do I do if my card is stolen or lost?

4. Which bank holds my money? Is it safe?

5. How can I check my balance?

6. How and where can I withdraw money?


How can I apply for a RED88 Prepaid MasterCard?
You can apply for a RED88 Prepaid MasterCard (1) by phoning RED88 customer service team 0845 677 8886 and one of our advisors will guide you through the process, (2) via our website www.red88.co.uk, (3) at RED88 Manchester office or (4) through our sales agents.
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What are the differences between RED88 Prepaid MasterCard and RED88 banking?
With RED88 prepaid MasterCard, you can only apply for a card for you and a secondary card for your family or partner. The maximum balance of RED88 Prepaid MasterCard is £3,000. With RED88 banking, we offer you not only prepaid card but also a banking account and other services. The maximum balance of RED88 Banking is £25,000 in the billing account and £5,000 in the card account.
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What do I do if my card is stolen or lost?
If you lose your card or if it is stolen, call customer services immediately on 0845 677 8886. We will cancel your card and issue a new one to the address we hold on your account within 10 working days. We will then transfer the balance to your new account within 24 hours.
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Which bank holds my money? Is it safe?
Yes, your money is completely securely held in Newcastle Building Society.
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How can I check my balance?
You can check your balance 24 hours a day, 7 days a week using our online banking facility, logon to www.red88.co.uk. You can also check your balance by telephoning us on 0845 677 8886. If you have registered your mobile phone number with us, you can also check your balance by sending a text to 60777 containing the word “BALANCE”.
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How and where can I withdraw money?
You need to use your PIN to withdraw cash from any ATMs that bear the MasterCard® acceptance mark. Most cash machines accept MasterCard® in the UK.
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Speak to a Chinese speaking advisor today on 0845 677 8886 or apply online

terms and conditions privacy policy important information summary box contact us downloads
*RED88 is only open to persons aged 18 and over. Your application may be turned down if your identity information cannot be verified. Conditions apply. **Subject to identity verification. ©2008 All rights reserved. RED88 is a trading name of Spectrum Card Services. Registered Office: 24 Nicholas Street, Chester CH1 2AU. Registered in England No. 06052256 ©2008 Your RED88 Prepaid MasterCard Card is issued by Newcastle Building Society pursuant to licence from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register) and is entered in the Financial Services Authority Register under Registered number 156058. RED88 is managed by Spectrum Card Services Limited, PO Box 3634, Chester CH1 9NL. RED88 Registered Address: 24 Nicholas Street, Chester CH1 2AU. Registration Number in England: 5311258